Useful answers to important questions.

Rental Communities
At a rental community, you usually pay a month-to-month rent on your residence with no or a low entrance fee. Think of it as renting a condo. While the thought of cheaper monthly fees may sound appealing, they’re short term. That’s because if you ever need a higher level of care, such as Assisted Living, Memory Care or Skilled Nursing, you pay out-of-pocket at the market rate for those services. A rental community may not even offer those higher levels of living, which means if you should ever need them, you might have to move to another community for those services. Other services and amenities like transportation, medication management, housekeeping and activities might cost extra, too.

Life Plan Communities
At a maintenance-free Life Plan Community (also known as a Continuing Care Retirement Community) like Smith Crossing, you pay a monthly service fee and an upfront entrance fee. The amount of the entrance fee depends on the floor plan and services you choose. With it, you get to enjoy an all-inclusive lifestyle with a smart plan to control the costs of possible long-term care. Should your health needs change, you can move seamlessly between Independent Living, Assisted Living, Memory Care, Skilled Nursing and Short-Term Rehabilitation while your monthly fees remain predictable and are typically below market rates. And these higher levels of living are all available right here on our beautiful campus.

By choosing a Life Plan Community with a reputation like ours, you can be sure that if you ever need care, the best will be available — without financial surprises. A portion of your entrance fee and monthly service fee may be tax-deductible. Be sure to consult your tax adviser regarding your situation.

For-profit communities
Quite simply, for-profit senior living communities are out to make money and usually answer to corporate investors and/or shareholders who are interested in profiting on their investment. This can have a profound effect on the community culture, staffing and staff-to-resident-ratio, the number and quality of amenities and services, and quality of care. However, this is not to suggest they don’t reinvest some of their profits back into the community. They do, but it may not be at the rate or amount of investment you’d find at a not-for-profit community.

Not-for-profit communities
Not-for-profit senior living communities are typically mission-driven and operated by a faith-based community or fraternal organization. While, of course, they do need to make money to operate efficiently, they aren’t profit-driven, and revenue is reinvested into the community. And they answer to a board of trustees dedicated to upholding the long-standing values and guiding principles of the organization. In short, everything they do, like Smith Crossing, is to better the lives of their residents, their families, team members and the community they serve.

Learn more about how our active Life Plan Community can benefit you by filling out the request form.